Author: Team Yomillio

All blog posts written on the Yomillio business blog.

How to Convert Small Business Challenges in India Into Opportunities for Growth

Around 90% of the 98,000 or so new small businesses that launch every year in India don’t survive. But the businesses who manage to get past the challenges have huge opportunities to grow in the world’s largest democracy with 1.3 billion people as your home market. The recent growth of Indian MSMEs and increasing number … Continue reading “How to Convert Small Business Challenges in India Into Opportunities for Growth”

Pros and Cons of Debt Funding vs Equity Funding

Before we get to the list of pros and cons of debt funding vs equity funding, let’s take a minute to understand why this is so important. The problem is that at least 50% of new businesses fail inside the first five years, and the number increases to more than 85% by year 10.   … Continue reading “Pros and Cons of Debt Funding vs Equity Funding”

Impact of Demonetisation on SME Lending Through Formal and Informal Channels

Demonetisation has crept into virtually every aspect of life and business in India. But it’s impact on SME lending has been phenomenal, in both the formal and informal channels. In order to understand the magnitude of this issue, and its short-term and long-term impacts, we need to look at four things: Share of formal vs … Continue reading “Impact of Demonetisation on SME Lending Through Formal and Informal Channels”